Send this letter to the collection agency harassing you about this out-of-statute debt.

You need to do three things when settling your debts:Make sure you remove the account completely from your credit report.Make sure the person who signed the agreement is authorized to

This letter is to dispute collection activities on a deficiency from a motor vehicle repossession. This letter may be used AFTER 2 years from the repo sale date, providing no

This letter is asking a creditor to remove their inquiry. The Fair Credit Reporting Act allows only authorized inquiries to appear on the consumer credit report. It would be best

This is a sample letter requesting the removal of inaccurate information from your credit report. Always include any copies of proof you may have (i.e., canceled checks showing timely payments,